November's Monthly Budget (Draft One)

FOOD: 400.00
Groceries - 300.00
Dining Out - 50.00
School Lunches - 50.00

AUTOS: 333.00
Gasoline - 260.00
Insurance - 63.00
Registrations - 10.00

DEBT aka SNOWBALL ITEMS: 1100.00
Elantra *
Citibank
Chase
B of A
HELOC

OTHER DEBT: 607.00
Citibank Card with smallest balance (not in snowball)

HOUSEHOLD: 804.00*
Mortgage - 791.00
Master Plumbers Club Membership - 12.00
*we escrow our own taxes - have enough in the savings account for the rest of the year to cover January's bill

MEDICAL/HEALTH: 70.00 (sinking funds)
Dentist - 25.00
Co Pays - 20.00
Prescriptions - 20.00

UTILITIES: 484.00
Cable/Internet/Phone - 123.00
Cell Phones x 3 - 117.00 (actual OOP is 91.00)
Electric - 89.00 (budget billing)
Gas - 63.00 (budget billing)
Water 92.00 (yes, we know... it's HIGH -- it's the town, not just US)

PERSONAL: 237.00
Family Blow Money - 20.00 (not typical)
Wendy Blow Money - 60.00 (not typical)
Life Insurance (2 monthly - 1 annual premium) 82.00
Subscriptions (son pays for 24.00) 43.00
Misc Household Stops - 32.00

RECREATION: 80.00
May or may not need. Still have funds left in the envelope from August!

Christmas is already fully budgetted for. Now all I have to do is go SHOPPING.